Important Matters Relating to the Social Security Disability Insurance (SSDI)

America’s working group is one of the reasons why this nation is a major economic force. Thus, to make sure that they will not suffer from poverty upon their retirement, the federal government passed the Social Security Act in 1935.

This Act first served as a form of social insurance and was originally intended as a financial source for retiring employees, many of whom suffered from poverty during the Great Depression in the 1930s. Now known as the Social Security Administration (SSA), two large federal programs aimed at providing financial assistance to people with disabilities have been created through it: the Social Security Disability Insurance (SSDI), which SSA introduced in 1956, and the Supplemental Security Income (SSI), which SSA created in 1974.

The Social Security Disability Insurance (SSDI) was specifically designed to pay cash benefits to Social Security members with total permanent disabilities and pensions to retired members aged 65 or above.

There are criteria that should be met in order for one to be eligible to receive cash disability benefits, though.  The most basic of these requirements include:

  • Having worked in a job covered by Social Security or by being self-employed; and,
  • Having earned the required number of credits required by SSA. An employee can earn four credits within a year. These credits are earned through payment of Social Security taxes (employees’ pay slips usually identify SS tax payments as “FICA,” short for Federal Insurance Contributions Act).

While members usually need 40 credits (earned after 10 years of work) to be considered eligible for disability benefits, employees who have only been a few years in work and, therefore, have earned fewer credits can also qualify. One very important thing any employee will have to know, however, is that even if they are eligible now to receive disability benefits (if they get permanently disabled), if they stop working under a Social Security-covered job and so stop earning credits (for a certain length of time), then they may no longer be considered eligible in the future.

Another important requirement for eligibility is, of course, total permanent disability. SSDI does not cover partial or short-term disability. Employees who sustain this type of disability can file their claim with their state’s Workers’ Compensation office if cause of the disability is work-related or with their personal health insurance provider.

Disability, as defined by the SSA (at least for SSDI purposes), means:

  • A condition that will render a person unable to perform the work that he/she did before being disabled;
  • The disability renders a person unable to perform any other type of work; and,
  • The disability may either last for at least a year or result in death.

Once an employee starts receiving the cash benefits, payment of benefit will only stop if:

  • He/She works at a level that the SSA considers as “substantial”;
  • If the SSA decides that his/her medical condition has improved to the point that he/she is no longer disabled; or,
  • If he/she turns 65 – if this is the case, recipient of the disability benefit will continue receiving the same amount of payment, only this time, it will be called “pension,” and no longer disability benefit.

An article posted at, says that the Social Security Disability Insurance (SSDI) program provides financial support to those have become disabled by an injury or illness, and have met the required work credits. Additionally, children and spouses of deceased workers are often able to get disability benefits through this program. Unfortunately, though, it can be difficult to successfully go through the process of applying for and receiving this assistance on your own, a concern a highly-skilled Social Security Disability Insurance attorney may be able to help you with.


Abuse and Neglect in the Nursing Home

Putting a loved one in a nursing home can be a very emotional event. But you know that it is for the benefit of your loved one, as a nursing home is a place for care and nourishment. A nursing home has the qualified health personnel and proper medical facilities to ensure the dignified treatment for your loved one.

But there are instances where a nursing home can be place for abuse and neglect. Your loved one may sustain physical injuries, emotional issues, and psychological damages because of abusive and neglectful behaviors on the part of the nursing home staff.

As the adult, you should be the one responsible to ensure that your loved one is in a safe environment. If you get a loved one hurt in a nursing home, you might even blame yourself. The best way to avoid nursing home abuse and neglect is to know their signs.

Abuse can come in many forms, but they can generally be classified as physical and sexual. Signs of physical abuse include unexplained injuries and bloody or torn clothing. Signs of sexual abuse include reproductive or pelvic injuries and unwarranted sexually transmitted diseases.

The abuse can also have emotional and psychological effects, such as anxiety, depression, social withdrawal, and intense fear, especially in the presence of a particular nursing home staff.

Neglect can also be considered a form of abuse. The most common forms of neglect are dehydration and malnutrition. Be wary of signs of dehydration and malnutrition, such as dried lips and skin and weight loss. Hygiene is another aspect that is often neglected. Be wary of hygiene problems, such as soiled clothing.

There are also instances where those who need specific medical care are neglected. If your loved one has a medical condition, make sure that he or she is receiving the right medication on time and that his or her condition is not worsening by receiving adequate treatment.

Possible Causes of Pool Leak

While sunlight, humidity and wind intensity can make your pool lose more water, the average mount of water swimming pools lose every day, according to the American Leak Detection, is about a quarter of an inch (or about 2 inches in a week).

On average, swimming pools lose about a quarter of an inch of water each day through evaporation, yet variations in wind intensity, humidity and sunlight can drastically change water loss rates; so too will backwash wastewater, excessive splash-out during use of pool, and geographic and environmental factors besides those mentioned above.

Leak is maybe the top reason why your pool is losing more water than it should. Many sources of leaks have been located at the threaded connections, which connect the pool pump to the piping system. Repairing this will prevent further damage, as well as save you money on cost of repair, equipment replacement, and down time.

Aside from the threaded connections, a swimming pool leak can also be located in its plumbing system of shell. Pool shells are built watertight. These are constructed with a very strong concrete over a steel-reinforced cage and then coated with plaster (which is made from cement and marble dust aggregate or crushed limestone) which is expected to hold water. However, like any other material, plaster and all naturally wear and tear, subjecting your pool to risk of cracks.

Because swimming pools are considered as top amenities, these also require a lot of care, maintenance and preventive repairs. Pool owners should realize that a leak will not only eventually damage their pool, but cost them big as well in water bill and repair if the damage has become worse.

There are various ways that will help you determine if your pool, indeed, has a leak. You can do it yourself using the bucket test or you can call in experts who should be able to do the job faster and neater.


One of the reasons divorce is so difficult and painful for many couples is due to the necessary division of assets. However, quite often these assets extend beyond finances and property. In the United States alone, over 1.5 million children every year feel the consequences of their parents’ divorce. While the change in home life is stressful enough for children, new research finds that the divorce itself is not what creates lasting trauma. Rather, it’s the attitude and behavior of the parents before, during, and after the proceedings that leaves a lasting impression.

Divorce, at its core, is meant to be a decision for the betterment of all parties, children included. Once two people can no longer co-parent effectively or happily, it affects the well-being and happiness of children just as much as it does the parents’. However, many parents shy away from divorce, seeing it as a cop-out or a failure to their children. While it may feel this way for many, maintaining a toxic or tense familial unit is no better.

When children are involved, custody is usually the most contentious subject within the divorce settlement. Ultimately, the goal of custody arrangements is to protect the well-being of the children. According to the website of Holmes, Diggs, Eames & Sadler, modern divorce proceedings rely strongly on the emotional, physical, and mental fitness of each parent to determine a custody arrangement. However, this is only the case in litigated divorce proceedings, meaning that the divorcing couple is going about the process of gaining custody in an adversarial manner. In the event that the couple is able to partake in a mediated divorce, they can come to a decision amongst themselves to present to a judge. This method generally fosters more discussion and compromise and leads to a custody arrangement that favors both the parents and the children.


Looking back: The Firestone-Ford controversy

Rollover accounts for a majority of road-related incidents in the country. According to the website of the lawyers at Habush Habush & Rottier S.C.,® rollovers could be a result of almost anything: a defective tire, poor road condition, defectively manufactured car suspension components, and driver negligence. Whatever the cause of a rollover might be, it could be life-changing for the victims, and may even be tragic for some.

In August 2000, incidences of rollover caused two closely-knitted companies, tire manufacturer Firestone and automaker giant Ford, to part ways in a somewhat bitter manner. The issue started when Firestone initiated the recall of 6.5 million of its tires, most of which had been mounted to Ford Explorer – Ford’s most profitable car unit during those times. The recall was made after the company learned about tire tread separation, triggering road accidents such as rollovers.

But the move did not significantly curb road incidents across the country. In fact, by 2001, rollover incidents involving Ford Explorer mounted with Firestone tires climbed to more than 200! Firestone said that there’s something about Ford units that makes them more prone to rollover crashes. In retaliation, the automaker giant promised that it will remove all Firestone tires equipped on their Ford Explorers, totaling 13 million tires, all at their own expense.

The two decided to end their partnership in a curiously distasteful way. The two giants of the auto industry had a century-long supply relationship before Firestone vowed not to enter into any agreement with Ford in 2001. Harvey Samuel Firestone and Henry Ford were personal friends, and they were even connected more closely in a marriage with their grandchildren, William Clay Ford, Sr. and Martha Parke Firestone.

Until now, nothing is really clear about who’s at fault. That’s why the website advises car owners to have their vehicles secured with an insurance that could cover for any untoward incidences, such as property damage and bodily injury. Most importantly, Habush Habush & Rottier S.C.® recommends inspecting your car for any defects before hitting the road is always a wise, reliable way to keep rollover accidents at bay.

Why you should start thinking mobile first!

In an era where connectivity is the new currency, nothing connects us best to everything than our smartphones. Whether you are spending some idle time in the comfort of your home or on the go somewhere far, your mobile phone is your way to connect and interact with the world. That’s why advertisers and marketers choose to go mobile first, for increased product recall and brand awareness.

Recent studies suggest that 78% of Facebook users and 60% of Twitter users in the U.S. are on mobile. This means that the mobile platform could be your key in increasing product awareness. Mobile advertising can be so effective that 41% of Facebook’s revenue comes from mobile advertisements alone.

And this advertising medium is not limited to certain industries. In fact, more and more sectors are beginning to realize how helpful mobile marketing is for their business. For instance, many law firms now benefit from the connectivity legal apps for attorneys provide. Now, potential clients will never have to worry about documenting accident data and capturing photos during an injurious car-related incident.

But what makes a mobile site or app stand out? Here are the two most important things that your potential clients must be probably looking for in your mobile website:


Smartphones don’t have the luxury of desktop screens. So you have to be precise on what you want to say. Go for shorter but wittier call-to-actions. Use prominent buttons with shorter action words. Your content should also be published in a font that’s highly visible, but not too large to be truncated.


One of the greatest mistakes that a mobile site could do is to leave its potential clients hanging. After talking about how well your brand is to your customers, now what? Should they view your video? Click buy? Subscribe to your newsletter? Whatever it is that you want your potential clients to do on their end, make sure that your mobile site is as interactive as it can possibly get.

How Volkswagen’s cheat device works

German automaker giant Volkswagen is recently under fierce criticisms following the U.S. Environment Protection Agency’s (EPA) revelation of a cheat device installed in some of its newer diesel units. According to EPA, the software was sophisticatedly designed to defraud standard emission tests in the U.S. This fiasco, which was dubbed to be the most disastrous that Volkswagen has ever been into yet, ignited the ire not just of authorities around the world, but also of consumers who have to suffer from a decreased resale value.

More and more people are planning to file for a Volkswagen emissions lawsuit after learning that the company deliberately tricked them to believe that what they are buying is a combination of power and fuel efficiency. But how does Volkswagen’s knotty software really work? Below is a brief rundown of how it functions:

Software analyzes testing conditions

The software was intricately programmed to identify whether the car is under a standard emission test. Its analysis depends mainly on four different but interdependent factors: the speed of the car, the movement of the steering wheel, the atmospheric pressure, and how long the engine is operated. A speed that is beyond 65 mph but with a fixed steering wheel and an engine operated in a relatively shorter period of time could mean that the vehicle is under an emission test.

Software switches to safe mode

Once the engine detected that it is running under testing conditions, it will automatically switch to a safe mode to emit less amount of oxides. Vehicles with this cheat device are installed with a nitrogen oxide trap (NOx trap), which filters dangerous nitrogen oxides and reduce toxic emissions. However, because NOx trap only works better when there are more oxides trapped in the filter, it would require the engine to combust more fuel, making it fuel-costly.

Software switches back to normal mode

Because operating in safe mode could cost more fuel, the software switches back to normal mode when in road conditions. But because the trap doesn’t anymore filter enough oxides to allow it to work more efficiently, the car emits oxides up to 40 times more than what the law allows.

How much sound can a gun silencer “silence?”

First, it is important to know that silencers are somehow a misnomer. Silencers threaded at the tip of the barrel don’t actually silence a gun, as opposed to what most action films try to depict. These accessories only suppress the sound of the gunshot. In the real world, there is no possible way to actually silence a gun completely.

However, silencers can significantly decrease gunshot noise by an average of 30 decibels. So, if a gunshot’s dB level is 140, a reduction to 1,100 dB means 8 times less noise or 1,000 times less intensity, which is a great deal since dB is measured in logarithmic scale. Some may even go higher than that. According to , rifles equipped with a barrel integrated with a suppressor fire quieter. They are also stronger and better in reducing recoil and baffle strikes.

But what does a 30 dB reduction really mean? A 30dB reduction is comparable to wearing an ear protection when firing a gun. In such cases, equipping your barrel with a quality-manufactured suppressor could mean not needing to wear an ear muff anymore. However, to keep injuries at bay, it is better to veer on the side of caution and wear hearing protection when shooting with suppressors.

There are a variety of reasons why a gun can never be totally noise-free. The sound of the hammer hitting the primer, for instance, can create a metallic “clang” noise that can never be filtered out by suppressors. A bullet piercing through the air can also create a mini-sonic boom called a bullet crack. So, ideally, a person shooting a gun would hear a metallic “clang” sound coming from the hammer hitting the primer, and a suppressed “bang” sound created by the hot gasses that go out of the muzzle. Meanwhile, a person being targeted could hear a “crack” sound, produced by the shock wave coming from the speeding bullets.

What you need to know about pulmonary embolism

Pulmonary embolism occurs when a blood vessel in the lungs has been blocked by an embolus, or clot, which usually travels from the body’s deep veins. Although there are many possible causes of pulmonary embolism, deep vein thrombosis (DVT) is considered the most common. DVT occurs when a blood clot is formed in one of your leg’s deep veins. When a portion of the blood clot dislodges, it may travel to the lungs and block the pulmonary artery, causing pulmonary embolism.

Your risk of developing pulmonary embolism lies on your vulnerability in developing blood clots. Individuals with medical history of blood clots, for instance, are more prone to this condition. Prolonged bed rest, long travels, and immobility may also increase your risk of DVT, which in turn may elevate your chance of developing pulmonary embolism. According to the website of Williams Kherkher, birth control pills Yaz, Yasmin and Ocella have been associated with cases of serious blood clots that can ultimately lead to pulmonary embolism.

Pulmonary embolism can be life-threatening. And so, immediate treatment is necessary to prevent its fatal health complications. More invasive procedures, such as vein filter use and clot removal, are recommended for severe and life-threatening cases. Bard G2 IVC filters, for instance, can be used to prevent pulmonary embolism by filtering out blot clots that enter the inferior vena cava. However, Bard G2 IVC Filter lawsuit attorneys warned about the device’s risk of fatal injuries, such as blood vessel perforation and organ damage. For mild cases, medications such as anticoagulants and thrombolytics might be used to dissolve blood clot and prevent new clots from forming.

Persons with pulmonary embolism may experience chest pain similar to a heart attack, cough, and difficulty breathing. If you are at increased risk of the disease and are experiencing one or more of these symptoms, seek medical help immediately for a prompt and accurate pulmonary embolism diagnosis and treatment.

Cephalohematoma: Its symptoms, risks, and complications

Birth injuries account for a majority of infant deaths in the U.S. In fact, the U.S. Centers for Disease Control and Prevention stated that six out of 1,000 babies born die during their first twelve months, and birth defects have been among the major culprit (every 4 ½ minutes, a baby dies due to a birth defect). The website of attorneys Hach & Rose, LLP says that although birth defects can be a result of myriad different factors, most cases have been associated with medical negligence.

One of the most common birth defects recorded in the U.S. is cephalohematoma, or hematoma above the baby’s skull. It occurs when blood underneath the skin of the baby pools due to damaged blood vessels, creating a bulge that usually heals even without treatment.

But although most cases of cephalohematoma are self-limiting, its complications can become deadly. For instance, major pooling of blood underneath the skin of the baby’s head may cause a dramatic increase in the baby’s bilirubin level. Bilirubin is used to breakdown old red blood cells. As the blood underneath the skin of the baby’s head breaks down, bilirubin level is increased, which might put a strain on your baby’s liver. As such, parents and doctors should watch out for symptoms of liver failure, such as jaundice.

There are many potential causes of cephalohematoma. Babies with larger head, for instance, are more prone to cephalohematoma especially if it is larger than the mother’s pelvic area. Prolonged and difficult labor may also increase the risk of this minor birth injury. According to, medical negligence may also cause this condition. Wrong use of forceps and other instruments during assisted vaginal delivery, for instance, has been associated with cephalohematoma.

Danville personal injury attorneys would probably say that it is difficult for parents whose child was born with cephalohematoma deal with this situation, especially in severe cases where complications are more likely. And so, parents should watchfully look for signs of cephalohematoma complications, and promptly seek medical help when needed.

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